Richard Turner Insurance Agency Blog |
Summertime is the most anticipated time of year for a road trip – the temperature is warmer throughout the country, kids are out of school and parents can turn in unused vacation days for a much-needed break from the office. Each year, millions of families pack up their cars and hit the roads. However, as children grow into licensed teen drivers, the idea of taking a road trip with their friends becomes more enticing than spending hours in the car with mom and dad.
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Motor vehicle accidents claim the lives of thousands of U.S. teens each year. That’s why it’s vital for young people to treat driving as a privilege that comes with great responsibility.
It’s also why Mercury Insurance created the Drive Safe Challenge. Our initiative champions safe driving and offers education on everything from traffic laws and car maintenance to crucial driving skills and selecting the right vehicle. Here are our best tips for new drivers (and more seasoned ones, too) to put into practice before hitting the road. The movie “National Lampoon’s Vacation” follows the Griswold family on a 2,405-mile road trip from Chicago to Walley World, a fictional amusement park outside of Los Angeles, California. Clark, the father, insists on driving “because getting there is half the fun!”
Whether you’re traveling a long distance or just going to the next town over, the best way to prepare for an enjoyable road trip is to make sure that both your home and vehicle are ready. Looking forward to all the fun you’ll have on your adventure is exciting, but consider what you need to do before you head out for a stress-free journey.
Every penny counts when it comes to saving money on utilities. While you can’t control certain factors like pricing, you can control your utility usage and make energy-efficient choices at home. In this blog, we’ll discuss effective strategies that can help you save money on your monthly utility expenses, as well as reduce your carbon footprint.
Knowing how to file a homeowners insurance claim when the unexpected happens can alleviate some of the stress that often follows discovering damage to your home or property. In this blog, we’ll give you a step-by-step guide on filing a homeowners insurance claim and provide information on common challenges, tips for a smooth process, and guidance for appealing the insurance company’s decision.
California, with its sprawling landscapes, coastal views, and picturesque vineyards, is undoubtedly one of the most desirable places to live in the U.S. However, it is also one of the most challenging states when it comes to obtaining homeowners insurance. A combination of natural disasters, rising costs, and evolving risk factors have created a perfect storm of difficulties for residents seeking coverage. In this blog, we’ll dive into the major reasons why homeowners insurance in California is becoming increasingly harder to come by—and how residents can navigate this obstacle.
Formerly known as Nationwide Insurance - Richard Turner Agency, we’ve proudly served the community for years. In 2020, Richard Turner transitioned to an independent insurance brokerage, allowing us to offer an even broader range of options for your home, business, and life insurance needs.
Review Your Insurance PoliciesWith a clear understanding of your home’s condition and contents, it’s time to review your insurance. Start by examining your homeowner’s insurance coverage, paying attention to the limits, deductibles, and exclusions outlined in the policy.
The first thing is first, what is homeowners insurance? Homeowners insurance is property insurance designed to cover the house you live in plus all that makes up your home.
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